# Blog

## [The big 3: What credit unions are asking about AI in lending and how to get it right](https://www.meridianlink.com/blog/the-big-3-what-credit-unions-are-asking-about-ai-in-lending-and-how-to-get-it-right/)  
It’s no longer a question of whether your FI should use AI in lending; it’s how you’re using it. See…  
[Read More](https://www.meridianlink.com/blog/the-big-3-what-credit-unions-are-asking-about-ai-in-lending-and-how-to-get-it-right/)

## [The next evolution in lending: Why trended credit scores are reshaping credit decisioning](https://www.meridianlink.com/blog/the-next-evolution-in-lending-why-trended-credit-scores-are-reshaping-credit-decisioning/)  
TransUnion shares how trended credit scores transform credit decisioning for faster, more accurate and inclusive lending.  
[Read More](https://www.meridianlink.com/blog/the-next-evolution-in-lending-why-trended-credit-scores-are-reshaping-credit-decisioning/)

## [Rising consumer debt doesn’t end mortgage opportunities](https://www.meridianlink.com/blog/rising-consumer-debt-doesnt-end-mortgage-opportunities/)  
Rising consumer debt is reshaping mortgage lending but with modern, integrated technology, lenders can help creditworthy borrowers reach homeownership through…  
[Read More](https://www.meridianlink.com/blog/rising-consumer-debt-doesnt-end-mortgage-opportunities/)

## [Breaking the code: How criminals use AI to simplify fraud and how to fight it](https://www.meridianlink.com/blog/breaking-the-code-how-criminals-use-ai-to-simplify-fraud-and-how-to-fight-it/)  
Experian explains how AI-driven fraud is evolving and how businesses can combat it with modern fraud detection solutions.  
[Read More](https://www.meridianlink.com/blog/breaking-the-code-how-criminals-use-ai-to-simplify-fraud-and-how-to-fight-it/)

## [Fraudsters are using AI to attack lenders: Here’s what you can do about it](https://www.meridianlink.com/blog/fraudsters-are-using-ai-to-attack-lenders-heres-what-you-can-do-about-it/)  
Point Predictive shares how AI fraud in lending is evolving and how consortium data helps lenders detect and prevent it.  
[Read More](https://www.meridianlink.com/blog/fraudsters-are-using-ai-to-attack-lenders-heres-what-you-can-do-about-it/)

## [Lower costs, higher profits: Why banks are upgrading legacy mortgage lending software](https://www.meridianlink.com/blog/lower-costs-higher-profits-why-banks-are-upgrading-legacy-mortgage-lending-software/)  
Explore how banks are cutting mortgage tech cost creep and boosting profits by replacing legacy systems with smarter, automated lending…  
[Read More](https://www.meridianlink.com/blog/lower-costs-higher-profits-why-banks-are-upgrading-legacy-mortgage-lending-software/)

## [Fraud or financial distress? Revealing credit unions’ clearest lens on intent](https://www.meridianlink.com/blog/fraud-or-financial-distress-revealing-credit-unions-clearest-lens-on-intent/)  
Experian shares the cost of first-party fraud and how credit unions can identify it early and accurately.  
[Read More](https://www.meridianlink.com/blog/fraud-or-financial-distress-revealing-credit-unions-clearest-lens-on-intent/)

## [Redefining efficiency: Why modern lending is the key to member loyalty](https://www.meridianlink.com/blog/redefining-efficiency-why-modern-lending-is-the-key-to-member-loyalty/)  
Eltropy shares how modern loan origination technology boosts efficiency and helps FIs focus on the human side of lending.  
[Read More](https://www.meridianlink.com/blog/redefining-efficiency-why-modern-lending-is-the-key-to-member-loyalty/)

## [Reimagine mortgage lending at MeridianLink LIVE!](https://www.meridianlink.com/blog/reimagine-mortgage-lending-at-meridianlink-live/)  
Discover how your financial institution can transform the mortgage lending experience at MeridianLink LIVE!  
[Read More](https://www.meridianlink.com/blog/reimagine-mortgage-lending-at-meridianlink-live/)

## [Meet the keynotes headlining MeridianLink LIVE! 2026](https://www.meridianlink.com/blog/keynotes-mll26/)  
MeridianLink LIVE! 2026 spotlights keynotes, agenda tracks, and awards for financial innovation.  
[Read More](https://www.meridianlink.com/blog/keynotes-mll26/)

## [How to increase core deposits in 2026](https://www.meridianlink.com/blog/how-to-increase-core-deposits/)  
Competition for core deposit growth continues to intensify. Discover how your financial institution can take a more strategic, proactive approach.  
[Read More](https://www.meridianlink.com/blog/how-to-increase-core-deposits/)

## [Competing and winning in modern lending with MeridianLink and Plaid](https://www.meridianlink.com/blog/competing-and-winning-in-modern-lending-with-meridianlink-and-plaid/)  
Plaid shares they’re integrating open banking-powered income verification directly into MeridianLink lending workflows.  
[Read More](https://www.meridianlink.com/blog/competing-and-winning-in-modern-lending-with-meridianlink-and-plaid/)

## [Enabling smarter member-centric lending with multi-scoring](https://www.meridianlink.com/blog/enabling-smarter-member-centric-lending-with-multi-scoring/)  
Scienaptic shares how to power smarter consumer lending with faster decisions, fewer manual steps, and consistent outcomes.  
[Read More](https://www.meridianlink.com/blog/enabling-smarter-member-centric-lending-with-multi-scoring/)